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COBRA Coverage after Age 65 – It Doesn’t Really Work
One of the most misunderstood aspects of working after age 65 is how long you can stay on COBRA. The short answer is: Not. At. All. Practically speaking, COBRA coverage after age 65 does not provide you with health insurance.…
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Social Security: Lightly Toasted, Not Burnt (my latest book)
aka: It’s Still Not Going Bankrupt This has been a tough year for Social Security. After the year started out on such a bright note with the repeal of WEP and GPO, things quickly soured. The new administration unleashed the…
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Social Security for Divorced Individuals
Information and a checklist Too many myths and misconceptions swirl around Social Security. It’s frankly amazing how much people think they know about the program…and how wrong they can be. One of the most common misunderstandings concerns Social Security for…
Medicare Part D Open Enrollment Period is Here
Time to Reshop Your Part D Plan for 2026 I left Dunkin’ Donuts this morning with a medium hot coffee on a blustery fall day. Two construction workers walked behind me, laughing. One of them said that when he retires,…
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Social Security for Married Couples – Part 2
Example Cases to Check out Social Security decisions for married couples are best approached step-by-step. Then the rules make more sense. There are several “behind-the-scenes” calculations that you don’t see on your statements. Different options are compared to see if…
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