Retirement means freedom from a lot of the hustle and bustle of decades of a fast-paced life. It’s time to take the exit ramp from that overheated, super-highway of life. These are the best years of our lives. And, we’ve earned the time to take it easy, and ease off the gas. Sounds idyllic, doesn’t it? But it turns out that taking it too easy can … [Read more...] about Keeping up a strong credit score is critical in retirement
Retirement Resources
Why is it so hard to embrace diversity?
In this day and age, I can't help but wonder why so many people struggle with those who are different. How can we not be a more accepting people? Why don't more of us embrace diversity? February is National Black History Month and the Chinese New Year. These are two cultures that have brought so much character and depth and breadth to what is America. Why is it so hard for so … [Read more...] about Why is it so hard to embrace diversity?
Decorate the Rooms in Your Financial House
December can be such a complicated time of the year. The holidays are both stressful and enchanting. Things at work should be winding down, but often amp up to get a jump-start for the next year. Add to the mix this year: holidays during COVID-19. Now what are we up against? What is a sane person to do? It seems that everyone has decided to decorate … [Read more...] about Decorate the Rooms in Your Financial House
The CARES Act and retirement accounts: changes in the COVID-19 era
Except for the few who were born around 1918 during the height of the influenza epidemic, we’ve never encountered such a public health crisis as COVID-19. I truly hope you and all your family members are safe and healthy. And, that you are making a successful transition to your “new normal.” From my home office, I can say that my family is well and we’re slowly … [Read more...] about The CARES Act and retirement accounts: changes in the COVID-19 era
The SECURE Act and Required Minimum Distributions: New Law Causing Confusion
When it comes to retirement account distributions rules, nothing is easy. And, things just got more complicated. At the end of 2019, the budget bill had a surprise provision in it: The SECURE Act was tacked on at the end. It passed, lock, stock and barrel. Changes in the SECURE Act and required minimum distributions (RMD) were unexpected. For … [Read more...] about The SECURE Act and Required Minimum Distributions: New Law Causing Confusion
