When to stop HSA contributions before starting Medicare at 65 Have you been trying to figure out when to stop your contributions to an HSA? And why the rules are so hard to figure out? Not to mention, all the different information out there? What is going on? It’s important to realize there is a highly misunderstood HSA-Medicare connection. The rules are messy and … [Read more...] about The HSA-Medicare Connection (part 1)
Asking Retirees to Do the Impossible
Remain calm, cool, and collected during times of great investment uncertainty and political drama (Part 2) All the while we’ve been saving for retirement, we’ve been exposed to financial risks. Everything from market volatility to inflation. From not saving enough to spending too much. And sometimes, unexpected and unwelcome life events that affect our financial picture. … [Read more...] about Asking Retirees to Do the Impossible
Asking Retirees to Do the Impossible
Remain calm, cool, and collected during times of great economic uncertainty and personal unknowns (Part 1) Back on Aug 19, 2019, we started hearing the “R” word come out of hibernation. And it wasn’t “retirement.” At that time most economists believed the United States would tip into recession by 2021. Now, four years later, we continue to hear we’re moving into a … [Read more...] about Asking Retirees to Do the Impossible
Retirement Dreams Can Come True and So Much More
From the time she was a little girl growing up in Virginia, Veronica McCain always wanted to live at the ocean shore. She dreamed as a young girl how wonderful it would be to live at the beach. Her family took vacations along the Virginia coastline. As she became an adult and built her career, her retirement dreams included a place at the beach. Lo and behold, as Veronica … [Read more...] about Retirement Dreams Can Come True and So Much More
Social Security is NOT Going Bankrupt (Again)
Around noon on Friday, March 30th, I was giving a presentation for the Financial Planning Association of New England. It was on one of my favorite topics: Social Security. The first question I asked the audience was “When is Social Security going bankrupt?” Most people said around 2034. That’s what pretty much everyone thinks. The problem is that’s not the answer. Social … [Read more...] about Social Security is NOT Going Bankrupt (Again)
