Social Security: Freezing Your Credit Does Not Protect Your Social Security Account

 In light of the recent breach at Equifax, one of the nation’s three major credit reporting agencies, as well as the ongoing breaches at most every place we shop, consumers have been advised to place a credit freeze on their account or take extra steps to protect and monitor their credit history.  It’s extremely important […] more



The Best Kept Secret in Town: Your Local Council on Aging (aka Senior Centers)

Did you know that September is Senior Center month all across America? Did you know that your local Council on Aging is part of a Federal program to provide important services to those 60 and older in your community? Did you know that over 80% of the users of Senior Centers are women, and in […] more

Risky Recipes: Trying to Time the Market Food for Thought from Marcia’s Retirement Kitchen

After a presentation about getting ready to retire and how to create income throughout retirement a gentleman raised his hand and asked the following, “The market just hit an all-time high again today.  How much longer will the rise continue and when will the next recession hit?  When should I adjust my portfolio, especially since […] more

Overcoming “Ladies’ Liabilities” in Retirement Planning

For many women, planning for the financial side of retirement falls to the very bottom of their priority list.  Not even ironing or cleaning up after a big Thanksgiving dinner is lower on the list.  But ignoring the realities of planning for retirement doesn’t make the problem go away, and can often make it so […] more

“I’m Not Making Dinner…I’m Looking For Polar Bears!”

One of the fun things about traveling is that you meet such interesting people who are doing fun things in retirement.  While in Tennessee, I by chance went to one of the trendier restaurants, etc.  The chef is a regional gastronomic guru and she has a loyal following.  Her larger restaurant, Etch, is a culinary […] more

Women Make History for Women’s Retirement Security

It wasn’t all that long ago that women who stayed home to raise their children could not save for retirement.  By law.  IRAs were originally set up to offer an additional savings option for workers.  Moms and homemakers simply weren’t considered “workers”. In a small way, I wanted to pay tribute to a few of […] more

April is National “Everything Financial” Month

Have you noticed how every month is a National “something” month, and how every day has become a national “something else” day?  The goal is a good one, bringing awareness to a broad group of people and breaking through the clutter of too much of everything.  Other times, these national <fill in the blank> days […] more

The Hidden Importance of IRAs for Married Women

I was very excited to see my first article published in the esteemed publication, Retirement Weekly, a MarketWatch premium newsletter published by Dow Jones & Co.   I have been invited to write about women’s issues around retirement, and since it’s “IRA Season”, the first article is about the hidden importance of having IRAs for married […] more

Social Security: Did You Know? (Part 1)

Wow, the misconceptions and mistakes people have around Social Security are shocking.  There is a dizzying amount of information that you’ll need to know to make the best possible claiming decision.  The implications of your decision are long-lasting and directly affect your hard-earned savings.  Yet, most people seem to throw up their hands to just […] more

Creating a Style and Structure to Your Retirement Days

  Boomers getting ready to retire tend to fall into three distinct categories:  those who are so excited they are counting down the days, those who are terrified and dreading the mere thought of not having anywhere to go, and those who are pretending that they are not ever going to retire.  They each have […] more

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